Mergers & Acquisitions

Aon Mergers & Acquisitions Group (AMAG) is the leading provider of insurance and employee benefits due diligence services to the international business community.

With more than 160 staff in 23 key financial centres around the world, AMAG is able to draw on the extensive resources of the wider Aon group to deliver qualitative and quantitative advice to assist with transaction valuation and structuring pre-completion and balance sheet protection post completion.

AMAG provides tailor-made risk management and broking solutions to meet the risks inherent in transactions, enabling potential liabilities to be ring-fenced and to facilitate the swift delivery of the transaction to completion.

Due Diligence 

The objectives of insurance due diligence are to protect the balance sheet and earnings of a company in the short, medium and long term and to ensure that the purchase price fairly reflect the liabilities assumed and future costs. In a climate of ever-increasing insurance costs, proper insurance due diligence may have a critical impact on an acquisition strategy.

Employee Benefits Due Diligence 

Under-funded superannuation may create a large hole post acquisition.

Warranty & Indemnity Insurance 

Policies can be provided for the benefit of either the vendor or purchaser. This cover can reduce or remove problematic negotiations that arise from the warranties and indemnities given.

Opinion Liability Insurance 

Situations where there is a divergence of opinion as to the potential outcome of a specific matter, for instance M&A tax-related issues, can be complex. Uncertainties arising from opinions on the likely outcome of tax treatment can often lead to the collapse of the deal and it is important to be covered for this risk.

Loss Mitigation 

Enables the vendor or purchaser to manage the negative impact of known but outstanding events that may be a deal impediment or an obstacle to necessary financing. Loss mitigation insurance can act as a tool to cap future financial losses and thereby enable the deal to proceed.

Intellectual Property 

The value of a business is increasingly based on its intangible assets. Potential problems surrounding either first party intellectual rights or infringement of third party right may cause a deal to falter and our intellectual property cover may be necessary.

Environmental Insurance 

Insurance solutions are available to address the substantial environmental clean up and other related costs associated with the transaction. It is possible to cap liability in respect of loses already identified or guard against future as yet unidentified claims.

Contingency Insurance 

By thinking 'out of the box' we have identified potential stumbling blocks to the deal that fall outside the usual transactional liability products. We have designed exclusive innovative solutions to ensure successful completion of the deal.

Workers Compensation - Acquisition Structuring 

Buyer beware - the succession impact of workers' compensation.